105 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 105 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,783 sqft Heated Area
Lot Size8,799 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2021)
Tax Bill$5,785.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126304920000A0120
Alternative APN
  • 80981

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,783 sqft Heated Area
1st Floor1,783 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,799 sqft (0.201 acres)
Depth X Width117 ft x 75 ft Depth x Width
Garage Area483 sqft Garage

Exterior Amenities

Pool Area540 sqft Pool
FenceFence
Shed1 Shed
Shed Area80 sqft Shed
Deck Area513 sqft Deck
Porch1 Porch
Porch Area483 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number80981
Street Address105 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES PB 1 PG 383 BLK A LOT 12
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockA
Legal Lot Number12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43600

Owner

Source: Osceola County records · APN 0126304920000A0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jan 19, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Feb 13, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleFeb 13, 2018 · Amount on Record
Deed Doc Number2021007652
Deed Book / Page5872 / 1675
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051372948
DateApr 26, 2017
Book Page5137/2948
Instrument2017061726
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2021
Property Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0058721675
Book / Page5872 / 1675
Map ReferenceMB 1 PG 383
Instrument DateJan 15, 2021
Instrument2021007652
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address105 ORANGE AVE, 105, SAINT CLOUD, FL 34769-2550

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550

Mortgage

Document Number0058721677
DateJan 19, 2021
Instrument5872/1677
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 13, 2018
Property Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0052841664
Book / Page5284 / 1664
Map ReferenceMB1 PG383
Instrument DateFeb 09, 2018
Instrument2018024173
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,704.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address813 NEW YORK AVE, 813, SAINT CLOUD, FL 34769-3359

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ORANGE AVE, SAINT CLOUD, FL 34769-2550

Mortgage

Document Number2018024174
DateFeb 13, 2018
Instrument2018024174
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,785.00 (+58.8%)$323,000 (+32.15%) Land $65,000 Building $258,000$323,000 (+10.43%) Land $65,000 Building $258,000
2023$3,643.00 (+3.58%) Homeowner's exemption$244,419 (+3%)$292,500 (+23.26%) Land $60,000 Building $232,500
2022$3,517.00 Homeowner's exemption$237,300 Land $45,000 Building $192,300$237,300 Land $45,000 Building $192,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Orange Ave

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