Osceola County property record for 95 Orange Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,656 sqft Living Area |
| Lot Size | 10,933 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2021) |
| Tax Bill | $7,002.00 (2025) |
| Primary APN | 01-26-30-0624-000A-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,400 sqft Gross Area |
| 1st Floor | 1,656 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,933 sqft (0.251 acres) |
| Depth X Width | 119 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 330 sqft Pool |
| Deck Area | 486 sqft Deck |
| Porch Area | 240 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 95 ORANGE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUNNYMEDE SHORES BLK A LOT 17 LESS R/W ORANGE AVE |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | RUNNYMEDE SHORES |
| Legal Tract | 624 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-0624-000A-0170
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 ORANGE AVE, SAINT CLOUD, FL 34769-2548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| May 04, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage INTEGRITY FIRST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | May 04, 2018 · Amount on Record |
| Deed Doc Number | 2021104232 |
| Deed Book / Page | 5995 / 1346 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 06, 2021 |
| Property Address | 95 ORANGE AVE, SAINT CLOUD, FL 34769-2548 |
| Document Number | 0059951346 |
| Book / Page | 5995 / 1346 |
| Map Reference | MB 151 PG 414 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021104232 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4489 PHILADELPHIA CIR, 4489, KISSIMMEE, FL 34746-6734 |
| Name | Verified Name |
|---|---|
| Address | 95 ORANGE AVE, SAINT CLOUD, FL 34769-2548 |
| Document Number | 59951348 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 5995/1348 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2018 |
| Property Address | 95 ORANGE AVE, SAINT CLOUD, FL 34769-2548 |
| Document Number | 0053281159 |
| Book / Page | 5328 / 1159 |
| Map Reference | MB1 PG383 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018071457 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 HOGG MEMORIAL DR, 94, WHITMAN, MA 02382-1867 |
| Name | Verified Name |
|---|---|
| Address | 95 ORANGE AVE, SAINT CLOUD, FL 34769-2548 |
| Document Number | 2018071458 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 2018071458 |
| Name | INTEGRITY FIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,002.00 (+12.84%) | $391,000 (+8.4%) Land $69,600 Building $321,400 | $391,000 (+8.4%) Land $69,600 Building $321,400 |
| 2023 | $6,205.00 (+12.27%) | $360,700 (+17.68%) Land $64,200 Building $296,500 | $360,700 (+17.68%) Land $64,200 Building $296,500 |
| 2022 | $5,527.00 | $306,500 Land $48,200 Building $258,300 | $306,500 Land $48,200 Building $258,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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