99 Opal Ln, Prospect, OH 43342 Property Records

Marion County property record for 99 Opal Ln, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 2010
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on Record
Last Sale$133,000 (Jul 2021)
Tax Bill$1,566 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-024010.0400

Property Details

APN / Parcel Number

Primary APN27-024010.0400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Interior WallsBlock

Exterior

Year BuiltBuilt 2010
Construction TypeFrame
Roof MaterialShingle
Lot Area28,314 sqft (0.65 acres)
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address99 OPAL LN
CityPROSPECT
StateOH
Zip43342-9621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3RD QTR USM LOT 12 MAP 1 PG 4 101 24.01 4.00
Legal SubdivisionUNITED STATES MILITARY LANDS
Legal Lot Number12
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1012
Census Tract10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address99 OPAL LN, PROSPECT, OH 43342-9621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Deed Document Number0015750898
Deed Book / Page1575 / 898
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateJul 16, 2021
Property Address99 OPAL LN, PROSPECT, OH 43342-9621
Document Number0015750898
Book / Page1575 / 898
Instrument DateJul 13, 2021
Instrument2021-05630
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 OPAL LN, PROSPECT, OH 43342-9621

Mortgage

Document Number202105631
DateJul 16, 2021
Instrument2021-05631
Lender
NameT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00 (+3.03%)$38,820 (+23.71%) Land $9,010 Building $29,810$110,910 (+23.7%) Land $25,740 Building $85,170
2024$1,520.00 (+0.93%)$31,380 (-) Land $8,700 Building $22,680
2023$1,506.00 (-0.33%)$31,380 (-) Land $8,700 Building $22,680
2022$1,511.00$31,380 Land $8,700 Building $22,680$89,660 Land $24,860 Building $64,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Bresco Broadband, Verizon.

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