Marion County property record for 106 Opal Ln, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,494 sqft · built 1993 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,000 (Nov 1996) |
| Tax Bill | $4,439 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-024010.0411 |
| Primary APN | 27-024010.0411 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| 2nd Floor Area | 1,116 sqft |
| Upper Floors Area | 1,116 sqft |
| Basement Area | 946 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Block |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 14,680 sqft |
| Lot Width | 90 ft Width |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 106 OPAL LN |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERDICK LOT 526 PG 4-1 |
| Legal Subdivision | GERDICK SUB |
| Legal Lot Number | 526 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: Marion County records, as of February 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 OPAL LN, PROSPECT, OH 43342-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1996 · Amount on Record |
| Deed Sale | Nov 20, 1996 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 106 OPAL LN, PROSPECT, OH 43342-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016450545 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 1645/545 |
| Instrument | 2023-00031 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Marion County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,439.00 (+5.31%) | $107,270 (+26.66%) Land $9,390 Building $97,880 | $306,490 (+26.66%) Land $26,830 Building $279,660 |
| 2024 | $4,215.00 (+0.89%) | $84,690 (-) Land $7,320 Building $77,370 | |
| 2023 | $4,178.00 (+1.09%) | $84,690 (+1.64%) Land $7,320 Building $77,370 | |
| 2022 | $4,133.00 | $83,320 Land $7,320 Building $76,000 | $241,970 Land $20,910 Building $221,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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