102 Opal Ln, Prospect, OH 43342 Property Records

Marion County property record for 102 Opal Ln, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,231 sqft · built 1996
Lot Size0.327 acres (14,244 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Nov 2004)
Tax Bill$4,724 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-0240100.413

Property Details

APN / Parcel Number

Primary APN27-0240100.413
Alternative APNs
  • 270240100400
  • 070004100

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,231 sqft Living Area
Gross Area3,806 sqft
1st Floor Area1,856 sqft
Upper Floors Area975 sqft
Basement Area975 sqft
Finished Basement400 sqft
Unfinished Basement575 sqft
Family RoomFamily Room
FlooringWood
Interior WallsBlock
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeBrick
Roof MaterialOther
Lot Area14,244 sqft (0.327 acres)
Lot Width90 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address102 OPAL LN
CityPROSPECT
StateOH
Zip43342-9621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGERDICK LOT 528 PG 4-1
Legal SubdivisionGERDICK
Legal Lot Number528
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1012
Census Tract10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 OPAL LN, PROSPECT, OH 43342-9621
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2004 · Amount on Record
Deed SaleNov 8, 2004 · Amount on Record
Prior SaleAug 5, 1999 · Amount on Record
Deed Document Number20041481
Last Transfer DateDec 23, 2024
Transfer Doc0017220327
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address102 OPAL LN, PROSPECT, OH 43342-9621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014160326
DateDec 7, 2017
Book Page1416/326
Instrument2017-07739
Lender
NameUNITED BANK
TypeBank
AddressNEWARK, OH 43055
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,724.00 (+3.19%)$124,760 (+22.06%) Land $9,140 Building $115,620$356,450 (+22.06%) Land $26,110 Building $330,340
2024$4,578.00 (+0.24%)$102,210 (-) Land $7,140 Building $95,070
2023$4,567.00 (-0.74%) Homeowner's exemption$102,210 (-) Land $7,140 Building $95,070
2022$4,601.00 Homeowner's exemption$102,210 Land $7,140 Building $95,070$292,030 Land $20,400 Building $271,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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