Marion County property record for 101 Opal Ln, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,224 sqft · built 1997 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,309 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-024010.0404 |
| Primary APN | 27-024010.0404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 1,040 sqft |
| Upper Floors Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 350 sqft |
| Interior Walls | Block |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 101 OPAL LN |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERDICK LOT 519 PG 4-1 IRREG |
| Legal Subdivision | GERDICK SUB |
| Legal Lot Number | 519 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: Marion County assessment roll, APN 27-024010.0404, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 13, 2023 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0016780280 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Document Number | 0016720486 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 1672/486 |
| Instrument | 2023-05120 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Document Number | 0016710325 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 1671/325 |
| Instrument | 2023-04909 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION OH |
| Recording Date | Nov 13, 2023 |
| Property Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Document Number | 0016780280 |
| Book / Page | 1678 / 280 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-06269 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 101 OPAL LN, PROSPECT, OH 43342-9621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Title Company | ATI |
| Name | Verified Name |
|---|
| Document Number | 0015580992 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 1558/992 |
| Instrument | 2021-02406 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Marion County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,309.00 (+1.72%) | $107,540 (+22.16%) Land $13,540 Building $94,000 | $307,260 (+22.16%) Land $38,690 Building $268,570 |
| 2024 | $4,236.00 (+3.95%) | $88,030 (+3%) Land $10,590 Building $77,440 | |
| 2023 | $4,075.00 (-0.32%) | $85,470 (-) Land $10,590 Building $74,880 | |
| 2022 | $4,088.00 | $85,470 Land $10,590 Building $74,880 | $251,520 Land $30,260 Building $221,260 |
Source: FEMA National Flood Hazard Layer, Marion County (39101C), as of October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 328 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: Little Miami Gig, Verizon.
Source: EPA Safe Drinking Water Information System, water system OH5100414, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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