Ottawa County property record for 99 E Oak St, Oak Harbor, OH 43449
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 2 ba · 2,361 sqft · built 1900 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Dec 2020) |
| Tax Bill | $5,590 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042615-2 |
| Primary APN | 042615-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,361 sqft Total Area |
| 1st Floor Area | 1,413 sqft |
| Upper Floors Area | 684 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 592 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Triplex |
| Exterior Material | Wood |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 264 ft deep x 156 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 25 sqft |
| Patio Area | 25 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042615-2 |
|---|---|
| Street Address | 99 E OAK ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1464 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | S04 T06 R15 NE PT SW 1/4 NW 1/4 (156.25 X 264) |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 042615-2
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 N LOCUST ST, OAK HARBOR, OH 43449-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2021 | Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage IMPACT CREDIT UNION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 2020302138 |
| Deed Book / Page | 1813 / 645 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 99 E OAK ST, OAK HARBOR, OH 43449-1464 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 218 N LOCUST ST, OAK HARBOR, OH 43449-1269 |
| Document Number | 0000311471 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 1865/340 |
| Instrument | 2021-311471 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 30, 2020 |
| Property Address | 99 E OAK ST, OAK HARBOR, OH 43449-1464 |
| Document Number | 0000302138 |
| Book / Page | 9999 / 645 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 202000302138 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1311 S GOLF LN, OAK HARBOR, OH 43449-9608 |
| Document Number | 0018130647 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 1813-0647 |
| Name | IMPACT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,590.00 (-0.75%) | $125,962 (-) Land $20,146 Building $105,816 | |
| 2024 | $5,632.00 (+9.04%) Homeowner's exemption | $125,962 (+24.34%) Land $20,146 Building $105,816 | $359,890 (+24.34%) Land $57,560 Building $302,330 |
| 2023 | $5,165.00 (+174.15%) Homeowner's exemption | $101,308 (+163.13%) Land $16,790 Building $84,518 | |
| 2022 | $1,884.00 Homeowner's exemption | $38,501 Land $16,790 Building $21,711 | |
| 2021 | $289,450 Land $47,970 Building $241,480 |
Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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