105 E Oak St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 105 E Oak St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,790 sqft · built 2003
Lot Size0.329 acres (14,318 sqft)
OwnerIndividual Name on Record
Last Sale$32,500 (Oct 2020)
Tax Bill$3,354 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042626-8

Property Details

APN / Parcel Number

Primary APN042626-8
Alternative APN
  • 027-05889-13814-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,790 sqft Living Area
Gross Area2,674 sqft
1st Floor Area884 sqft
Upper Floors Area906 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Lot Area14,318 sqft (0.329 acres)
Lot Dimensions179 ft deep x 80 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area44 sqft
Patio Area324 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number042626-8
Street Address105 E OAK ST
CityOAK HARBOR
StateOH
Zip43449-1464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OAK RUN SUBDIVISION
Legal SubdivisionOAK RUN SUBDIVISION
Legal Lot Number10
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group2
Census Block2038
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 E OAK ST, OAK HARBOR, OH 43449-1464
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2020 · Amount on Record
Deed SaleOct 5, 2020 · Amount on Record
Prior SaleMar 26, 2003 · Amount on Record
Deed Document Number2020299319
Deed Book / Page1797 / 794
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address105 E OAK ST, OAK HARBOR, OH 43449-1464
Document Number0000299579
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 E OAK ST OAK HARBOR OH 434491464, OAK HARBOR, OH 43449-1464

Mortgage

Document Number0000299579
DateOct 13, 2020
Book Page001799/000275
Instrument299579
Lender
NameMATERION FCU
AddressELMORE, OH 43416
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 12, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,354.00 (-0.74%)$76,598 (-) Land $15,939 Building $60,659
2024$3,379.00 (+0.78%) Homeowner's exemption$76,598 (+15.02%) Land $15,939 Building $60,659$218,850 (+15.02%) Land $45,540 Building $173,310
2023$3,353.00 (+3.2%) Homeowner's exemption$66,595 (+%) Land $15,950 Building $50,645
2022$3,249.00 Homeowner's exemption$66,594 Land $15,949 Building $50,645
2021$190,270 Land $45,570 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1980–1998)
Claims Outside the SFHA1 of 6
Most Recent ClaimApr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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