Ottawa County property record for 104 E Oak St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,118 sqft · built 1997 |
| Lot Size | 0.368 acres (16,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,900 (Nov 1996) |
| Tax Bill | $3,790 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042618-3 |
| Primary APN | 042618-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 2,118 sqft |
| Basement Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,021 sqft (0.368 acres) |
| Lot Dimensions | 178 ft deep x 90 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 042618-3 |
|---|---|
| Street Address | 104 E OAK ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & E 5' LOT 1 OAK RUN SUBDIVISION |
| Legal Subdivision | OAK RUN SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 042618-3
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 E OAK ST, 11088, OAK HARBOR, OH 43449-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 1996 · Amount on Record |
| Deed Sale | Nov 12, 1996 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 104 E OAK ST, OAK HARBOR, OH 43449-1463 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000322339 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1923/477 |
| Instrument | 2022-322339 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 104 E OAK ST, OAK HARBOR, OH 43449-1463 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000306236 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 1836/868 |
| Instrument | 2021-306236 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | May 01, 2030 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,790.00 (-0.73%) | $86,552 (-) Land $16,762 Building $69,790 | |
| 2024 | $3,818.00 (+0.53%) Homeowner's exemption | $86,552 (+14.74%) Land $16,762 Building $69,790 | $247,290 (+14.74%) Land $47,890 Building $199,400 |
| 2023 | $3,798.00 (+3.21%) Homeowner's exemption | $75,432 (-) Land $16,772 Building $58,660 | |
| 2022 | $3,680.00 Homeowner's exemption | $75,432 Land $16,772 Building $58,660 | |
| 2021 | $215,520 Land $47,920 Building $167,600 |
Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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