Ottawa County property record for 107 E Oak St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,200 sqft · built 1997 |
| Lot Size | 0.327 acres (14,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2017) |
| Tax Bill | $3,900 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042625-1 |
| Primary APN | 042625-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 1,576 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,240 sqft (0.327 acres) |
| Lot Dimensions | 178 ft deep x 80 ft wide |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 613 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 042625-1 |
|---|---|
| Street Address | 107 E OAK ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 OAK RUN SUBDIVISION |
| Legal Subdivision | OAK RUN SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50700 |
Source: Ottawa County assessment roll, APN 042625-1, as of April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 E PARK ST, OAK HARBOR, OH 43449-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 22, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on Record |
| Deed Sale | May 22, 2017 · Amount on Record |
| Prior Sale | Jun 20, 1997 · Amount on Record |
| Deed Document Number | 2017267339 |
| Deed Book / Page | 1633 / 506 |
| Prior Transfer Date | Nov 12, 2013 |
| Prior Transfer Doc | 0000236688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 107 E OAK ST, OAK HARBOR, OH 43449-1464 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000305906 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1835/32 |
| Instrument | 2021-305906 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 22, 2017 |
| Property Address | 107 E OAK ST, OAK HARBOR, OH 43449-1464 |
| Document Number | 0000267339 |
| Book / Page | 001633 / 000506 |
| Instrument Date | May 19, 2017 |
| Instrument | 267339 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 E OAK ST OAK HARBOR OH 434491464, OAK HARBOR, OH 43449-1464 |
| Document Number | 267340 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 001663/000507 |
| Instrument | 267340 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Ottawa County assessment roll as of April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 (-7.12%) | $93,339 (-) Land $15,775 Building $77,564 | |
| 2024 | $4,199.00 (+3.47%) | $93,339 (+18%) Land $15,775 Building $77,564 | $266,680 (+18%) Land $45,070 Building $221,610 |
| 2023 | $4,058.00 (+3.1%) | $79,100 (-) Land $15,785 Building $63,315 | |
| 2022 | $3,936.00 | $79,100 Land $15,785 Building $63,315 | |
| 2021 | $226,000 Land $45,100 Building $180,900 |
Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), as of November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230507002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 338 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH6202603, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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