9897 Old River Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 9897 Old River Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 750 sqft · built 1915
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$104,000 (Dec 2019)
Tax Bill$2,570 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-06-301-003

Property Details

APN / Parcel Number

Primary APN08-06-301-003
Alternative APNs
  • 806301003
  • 114 517

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area750 sqft Living Area
Basement Area450 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Foundation TypeRaised
Lot Area217,800 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address9897 OLD RIVER RD
CityROSCOE
StateIL
Zip61073-7409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionEXC W 40 FT FOR HWY S 166.3FT OF N654.8FT NW1/4 SW1/4 SEC: 06 TWP: 045 RANGE: 002 ACRES: 5.00
Legal Range02E
Legal Township45N
Legal Section06
Legal Block6
Legal Lot Number11
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3045
Census Tract3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9873 OLD RIVER RD, ROSCOE, IL 61073-7409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2019 · Amount on Record
Deed SaleDec 11, 2019 · Amount on Record
Deed Document Number20191041036
Record UpdatedOct 29, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateDec 11, 2019
Property Address9897 OLD RIVER RD, ROSCOE, IL 61073-7409
Document Number0001041036
Instrument DateDec 6, 2019
Instrument1041036
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9897 OLD RIVER RD ROSCOE IL 610737409, ROSCOE, IL 61073-7409

Mortgage

Document Number1041037
DateDec 11, 2019
Instrument1041037
Lender
NameBLACKHAWK BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 10, 2049
Interest
Rate4.25%

Mortgage

Document Number1041038,
DateDec 11, 2019
Instrument1041038
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,570.00$43,503 (+33.46%) Land $23,517 Building $19,986$130,509 (+33.46%) Land $70,551 Building $59,958
2022Homeowner's exemption$32,597 Land $17,621 Building $14,976$97,791 Land $52,863 Building $44,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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