Winnebago County property record for 9873 Old River Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,266 sqft |
| Lot Size | 5.18 acres (225,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2023) |
| Tax Bill | $5,578 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-301-004 |
| Primary APN | 08-06-301-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Basement Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Raised |
| Lot Area | 225,641 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 9873 OLD RIVER RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S166.3FT N821.1FT NW1/4 SW1/4 SEC: 06TWP: 045 RANGE: 002 ACRES: 5.18 |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 3801 |
9873 Old River Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE INC |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD |
| May 19, 2020 | Grant Deed, Transfer · Conventional with PMI BLACKHAWK BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | May 19, 2020 · Amount on File |
| Deed Document Number | 202312147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000005586 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2605586 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 5, 2023 |
| Property Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Document Number | 0000012147 |
| Instrument Date | May 30, 2023 |
| Instrument | 2312147 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012148 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2312148 |
| Name | FIRST CENTENNIAL MTG CO LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 19, 2020 |
| Property Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Document Number | 0001012784 |
| Instrument Date | May 15, 2020 |
| Instrument | 1012784 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9873 OLD RIVER RD ROSCOE IL 610737409, ROSCOE, IL 61073-7409 |
| Document Number | 1012785 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 1012785 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
The 2025 property tax bill for 9873 Old River Rd was $5,578.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,578.00 | $87,394 Land $24,559 Building $62,835 | $262,182 Land $73,677 Building $188,505 |
| 2022 | Homeowner's exemption | $65,482 Land $18,401 Building $47,081 | $196,446 Land $55,203 Building $141,243 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9873 Old River Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9873 Old River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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