Winnebago County property record for 10170 Old River Rd, Roscoe, IL 61073
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-400-005 |
| Primary APN | 07-01-400-005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 250,470 sqft |
|---|
| Street Address | 10170 OLD RIVER RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7414 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | COMM NE COR SEC 1-45-1 TH S 784 FT TOPOB S 716 FT W 350 FT N 716 FT E 350 FT TO POB 5.75 A |
| Legal Range | 1 |
| Legal Township | 45 |
| Legal Section | 1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | OWEN |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 3801 |
10170 Old River Rd, an agricultural property, is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NORTHERN CU |
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NORTHERN CU |
| Aug 26, 2022 | Deed, Transfer |
| Sep 7, 2021 | Deed, Transfer |
| Jun 3, 2020 | Grant Deed, Transfer · Conventional with PMI FIRST NTHRN CU |
| May 29, 2020 | Deed of Trust, Mortgage FIRST NTHRN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000023456 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2523456 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 10, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027325 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2327325 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 26, 2022 |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Document Number | 0000026498 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2226498 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3141 FREEPORT RD, ROCKTON, IL 61072-9330 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 7, 2021 |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Document Number | 0000031577 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2131577 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 3, 2020 |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Document Number | 0001014396 |
| Instrument Date | May 29, 2020 |
| Instrument | 1014396 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10170 OLD RIVER RD ROSCOE IL 610737414, ROSCOE, IL 61073-7414 |
| Document Number | 1014397 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 1014397 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10170 OLD RIVER RD, ROSCOE, IL 61073-7414 |
| Document Number | 0001014397 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10170 OLD RIVER RD ROSCOE IL 610737414, ROSCOE, IL 61073-7414 |
| Document Number | 0001014397 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 1014397 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 10170 Old River Rd was $3,654 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Owen Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 | $58,732 Land $8,667 Building $50,065 | $176,196 Land $26,001 Building $150,195 |
| 2022 | Homeowner's exemption | $42,624 Land $6,394 Building $36,230 | $127,872 Land $19,182 Building $108,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10170 Old River Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10170 Old River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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