Winnebago County property record for 9807 Old River Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 576 sqft · built 1980 |
| Lot Size | 8.18 acres (356,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Nov 2025) |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-301-006 |
| Primary APN | 08-06-301-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 576 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 356,321 sqft |
| Street Address | 9807 OLD RIVER RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S 332.6 FT N 1153.7 FT NW1/4 SW1/4 (EXC ( 165 FT W 528 FT THEREOF) PT SEC SEC: 06 TWP: 045 RANGE: 002 ACRES: 8.18 |
| Legal Range | 02E |
| Legal Township | 45N |
| Legal Section | 06 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 3801 |
9807 Old River Rd is owned by two individuals who bought it in November 2025.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed, Transfer · Conventional Mortgage SAUK VALLEY BANK & TRUST CO |
| Apr 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on File |
| Deed Sale | Nov 5, 2025 · Amount on File |
| Deed Document Number | 202528861 |
| Prior Transfer Date | Mar 31, 2020 |
| Prior Transfer Doc | 0000008975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 5, 2025 |
| Property Address | 9807 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Document Number | 0000028861 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2528861 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | UNKNOWN, LST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9873 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Document Number | 0000028862 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2528862 |
| Name | SAUK VALLEY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 6, 2020 |
| Property Address | 9807 OLD RIVER RD, ROSCOE, IL 61073-7409 |
| Document Number | 0001008975 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 1008975 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9807 OLD RIVER RD ROSCOE IL 610737409, ROSCOE, IL 61073-7409 |
The 2025 property tax bill for 9807 Old River Rd was $2,154, up 2.9% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 (+2.87%) | $31,432 (+9.49%) Land $30,996 Building $436 | $94,296 (+9.49%) Land $92,988 Building $1,308 |
| 2024 | $2,094.00 | $28,707 Land $28,309 Building $398 | $86,121 Land $84,927 Building $1,194 |
| 2022 | $23,550 Land $23,224 Building $326 | $70,650 Land $69,672 Building $978 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9807 Old River Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9807 Old River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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