2121 River Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2121 River Rd, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	4,288 sqft · built 1973
Lot Size	1.38 acres (60,113 sqft)
Owner	Company Name on File
Last Sale	$645,000 (Mar 2010)
Tax Bill	$31,540 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`422400 40.-1-51.112`

Property Details

APN / Parcel Number

Primary APN	`422400 40.-1-51.112`
Alternative APN	`240004000000010511120000`

Interior

Stories	1 Story
Building Area	4,288 sqft Gross Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	60,113 sqft (1.38 acres)

Exterior Amenities

Patio Area	480 sqft
Shed	1 Shed
Shed Area	121 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2121 RIVER RD
City	SCHENECTADY
State	NY
Zip	12309-1135
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Block	1
Legal Lot Number	51.112
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1006
Census Tract	32101

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 40.-1-51.112

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	881 WESTERN RD, CASTLETON ON HUDSON, NY 12033-2505
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2010 · Amount on Record
Deed Sale	Mar 15, 2010 · Amount on Record
Prior Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	201010661
Deed Book / Page	1817 / 171
Record Updated	Jun 08, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	2121 RIVER RD, SCHENECTADY, NY 12309-1135
Document Number	0000047091
Instrument Date	Oct 04, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	881 WESTERN RD CASTLETON ON HUDSON NY 120332505, CASTLETON ON HUDSON, NY 12033-2505

Mortgage

Document Number	0000047091
Date	Oct 18, 2017
Book Page	004794/000407
Instrument	47091

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FARMINGTON, CT 06032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,540.00	$700,000 (-) Land $129,700 Building $570,300	$1,037,000 (+17.03%) Land $192,141 Building $844,859
2023		$700,000 Land $129,700 Building $570,300	$886,100 Land $164,182 Building $721,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930321011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	6 (1993–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.