989 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 989 Fall Circle Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,991 sqft · built 1971
Lot Size	0.191 acres (8,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,700 (Jun 2018)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-05304603`

Property Details

APN / Parcel Number

Primary APN	`04-295-05304603`
Alternative APNs	`4-295-05304603` `29505304603`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,991 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,338 sqft (0.191 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29505304603
Street Address	989 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 2 BK E SC 8 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	E
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 21, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 5, 2018	Quit Claim Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC
May 11, 2018	Quit Claim Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Deed Book / Page	32231 / 1
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0320970449
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	989 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0346690122
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	989 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0346690122
Date	Jun 2, 2020
Book Page	034669/000122

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 21, 2018
Property Address	989 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0322310001
Book / Page	032231 / 000001
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	TITLE-RITE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	989 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	322310007
Date	Jun 21, 2018
Book Page	032231/000007

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 5, 2018
Property Address	989 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0320970449
Book / Page	032097 / 000449
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	989 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2018
Property Address	989 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0320970444
Book / Page	032097 / 000444
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,800 (+6.32%)	$498,800 (+18.96%) Land $285,100 Building $213,700
2025	$5,090.00 (+3.75%)	$419,300 (+8.9%) Land $223,000 Building $196,300	$419,300 (-) Land $223,000 Building $196,300
2024	$4,906.00 (+16.7%)
2023	$4,204.00	$385,033	$419,300 Land $223,000 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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