987 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 987 Fall Circle Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 1971
Lot Size	0.202 acres (8,780 sqft)
Owner	Individual Name on Record
Last Sale	$355,215 (Aug 2019)
Tax Bill	$4,721 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-01995100`

Property Details

APN / Parcel Number

Primary APN	`04-295-01995100`
Alternative APNs	`429501995100` `29501995100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	982 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,780 sqft (0.202 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	208 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29501995100
Street Address	987 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 3 BK E SC 8 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	E
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	987 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2019	Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Jul 5, 2013 · Amount on Record
Deed Book / Page	33413 / 411
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	987 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358770372
Date	Jan 6, 2021
Book Page	35877/372

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 2, 2019
Property Address	987 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0334130411
Book / Page	33413 / 411
Map Reference	MB 41 PL 26
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TOWER TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	33413418
Date	Aug 2, 2019
Instrument	33413/418

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,200 (+16.58%)	$462,800 (+20.08%) Land $286,700 Building $176,100
2025	$4,721.00 (+22.59%)
2023	$3,851.00	$352,733	$385,400 Land $224,300 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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