981 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 981 Fall Circle Way, Gambrills, MD 21054 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,991 sqft · built 1971
Lot Size	0.206 acres (8,990 sqft)
Owner	2 Individual Names on File
Last Sale	$394,900 (Aug 2020)
Tax Bill	$4,940 (2024)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-00516630`

Property Details

APN / Parcel Number

Primary APN	`04-295-00516630`
Alternative APNs	`4-295-00516630` `29500516630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,991 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,990 sqft (0.206 acres)
Garage Type	Detached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Patio Area	44 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29500516630
Street Address	981 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BK E SC 8 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	E
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	740800

Owner

Source: Anne Arundel County records · APN 04-295-00516630

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 13, 2022	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
Aug 18, 2020	Deed, Transfer · VA Mortgage NAVY FCU
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Apr 03, 2006 · Amount on Record
Deed Book / Page	35063 / 244
Last Transfer Date	Dec 17, 2021
Transfer Doc	0382150196
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Transaction Type	Mortgage
Record Updated	Feb 06, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0394140230
Date	Jan 24, 2023
Book Page	39414/230

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Oct 01, 2032

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 13, 2022
Property Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0382150196
Book / Page	38215 / 196
Map Reference	MB 41 PL 26
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Feb 03, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0038215200
Date	Jan 13, 2022
Instrument	38215/200

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 18, 2020
Property Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0350630244
Book / Page	35063 / 244
Map Reference	MB 41 PL 26
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,936.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	35063251
Date	Aug 18, 2020
Instrument	35063/251

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	981 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0343880303
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0343880303
Date	Apr 01, 2020
Book Page	034388/000303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,300 (+14.95%) Land $224,900 Building $253,400	$478,300 (-) Land $224,900 Building $253,400
2024	$4,940.00 (+14.51%)
2023	$4,314.00 Homeowner's exemption	$416,100	$478,300 Land $224,900 Building $253,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037408003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 415 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880

May also be available at this address: Believe Wireless, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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