982 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 982 Fall Circle Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,532 sqft · built 1971
Lot Size	0.159 acres (6,917 sqft)
Owner	Individual Name on Record
Last Sale	$504,000 (Jun 2026)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-06024763`

Property Details

APN / Parcel Number

Primary APN	`04-295-06024763`
Alternative APNs	`4-295-06024763` `29506024763`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	982 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,917 sqft (0.159 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29506024763
Street Address	982 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 60 BK D SC 8 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	D
Legal Lot Number	60
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Aug 4, 2022	Intrafamily Transfer, Transfer
Sep 29, 2023	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Dec 29, 2006
Deed Book / Page	42483 / 12
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0399670260
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 25, 2026
Property Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441
Document Number	4248000012
Book / Page	42483 / 12
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$509,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4248000036,
Date	Jun 25, 2026
Book Page	42483/36

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	4248000023,
Date	Jun 25, 2026
Book Page	42483/23

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 4, 2022
Property Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441
Document Number	0389980125
Book / Page	38998 / 125
Map Reference	MB 41 PG 26
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441

September 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 29, 2023
Property Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441
Document Number	0399670260
Book / Page	39967 / 260
Map Reference	MB 41 PG 26
Instrument Date	Jul 20, 2022
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	982 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1441

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,200 (+6.88%)	$434,800 (+20.64%) Land $280,200 Building $154,600
2025	$3,032.00 (+2.23%) Homeowner's exemption	$360,400 (+8.49%) Land $218,700 Building $141,700	$360,400 (-) Land $218,700 Building $141,700
2024	$2,966.00 (+23.53%)
2023	$2,401.00 Homeowner's exemption	$332,200	$360,400 Land $218,700 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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