989 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 989 5th St E, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,510 sqft · built 1912
Lot Size0.158 acres (6,926 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Jul 2023)
Tax Bill$4,206 (2023)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN33-29-22-21-0211

Property Details

APN / Parcel Number

Primary APN33-29-22-21-0211

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
1st Floor Area1,008 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,926 sqft (0.158 acres)
Lot Dimensions154 ft deep x 45 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address989 5TH ST E
CitySAINT PAUL
StateMN
Zip55106-5596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionKUMLI'S ADDITION LOT 4 BLK 1
Legal Range22
Legal Township29
Legal Section33
Legal Quarter2
Quarter-Quarter Section1
Legal SubdivisionKUMLIS ADDITION
Legal Block1
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1002
Census Tract34500

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address989 5TH ST E, SAINT PAUL, MN 55106-5596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleDec 11, 2009 · Amount on Record
Deed Document NumberA04995172
Record UpdatedJun 7, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionRAMSEY MN
Recording DateJul 18, 2023
Property Address989 5TH ST E, SAINT PAUL, MN 55106-5596
Document Number0A04995172
Instrument DateJun 6, 2023
InstrumentA04995172
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$834.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 5TH ST E, SAINT PAUL, MN 55106-5596

Mortgage

Document Number0A04995173
DateJul 18, 2023
InstrumentA04995173
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053
Interest
Rate6.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address989 5TH ST E, SAINT PAUL, MN 55106-5596
Document Number0004806401
Instrument DateApr 7, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address989 5TH ST E ST PAUL MN 551065596, ST PAUL, MN 55106-5596

Mortgage

Document Number0004806401
DateApr 14, 2020
Instrument4806401
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,206.00 Homeowner's exemption$223,500 Land $15,200 Building $208,300$223,500 Land $15,200 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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