Ramsey County property record for 992 5th St E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,831 sqft · built 1913 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | Company Name on Record |
| Last Sale | $284,000 (Jun 2023) |
| Tax Bill | $4,006 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-24-0108 |
| Primary APN | 33-29-22-24-0108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| 1st Floor Area | 815 sqft |
| Basement Area | 476 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Asbestos |
| Lot Area | 5,175 sqft (0.119 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 200509 |
|---|---|
| Street Address | 992 5TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KUMLIS ADDITION LOT 4 BLK 6 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | KUMLIS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 34500 |
Source: Ramsey County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 992 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DAYTON'S BLUFF NBRHD HSNG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Dec 3, 2015 · Amount on Record |
| Deed Document Number | 20234991817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 992 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04936695 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | A04936695 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 15, 2023 |
| Property Address | 992 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Document Number | 0A04991817 |
| Instrument Date | Jun 7, 2023 |
| Instrument | A04991817 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | NETWORK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 992 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Document Number | 0A04991818 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | A04991818 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 992 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Document Number | 0004759880 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 992 5TH ST E ST PAUL MN 551065232, ST PAUL, MN 55106-5232 |
| Document Number | 0004759880 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 4759880 |
| Name | DAYTON'S BLUFF NBRHD HSNG SVCS |
|---|---|
| Address | 823 7TH ST E, ST PAUL, MN 55106-5016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,006.00 (+6.26%) Homeowner's exemption | $272,800 (+11.99%) Land $26,300 Building $246,500 | $272,800 (+11.99%) Land $26,300 Building $246,500 |
| 2023 | $3,770.00 Homeowner's exemption | $243,600 (-2.05%) Land $13,700 Building $229,900 | $243,600 (-2.05%) Land $13,700 Building $229,900 |
| 2022 | $248,700 Land $13,700 Building $235,000 | $248,700 Land $13,700 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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