Ramsey County property record for 978 5th St E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,896 sqft · built 1914 |
| Lot Size | 0.135 acres (5,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2003) |
| Tax Bill | $6,648 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-24-0111 |
| Primary APN | 33-29-22-24-0111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 5,865 sqft (0.135 acres) |
| Lot Dimensions | 115 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 620050 |
|---|---|
| Street Address | 978 5TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KUMLIS ADDITION LOT 1 BLK 6 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | KUMLIS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 34500 |
Source: Ramsey County records · APN 33-29-22-24-0111
Assessment roll updated July 28, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2003 · Amount on Record |
| Deed Sale | Sep 03, 2003 · Amount on Record |
| Prior Sale | Dec 04, 2001 · Amount on Record |
| Deed Document Number | 2003315352 |
| Last Transfer Date | Apr 08, 2026 |
| Transfer Doc | 0005102109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 10, 2026 |
| Property Address | 978 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Document Number | 0005102109 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20265102109 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 978 5TH ST E, SAINT PAUL, MN 55106-5232 |
| Document Number | 0004768181 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 5TH ST E ST PAUL MN 551065232, ST PAUL, MN 55106-5232 |
| Document Number | 0004768181 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 4768181 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 11, 2029 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,648.00 (+9.31%) Homeowner's exemption | $415,500 (+5.35%) Land $27,600 Building $387,900 | $415,500 (+5.35%) Land $27,600 Building $387,900 |
| 2024 | $6,082.00 (+1%) | ||
| 2023 | $6,022.00 Homeowner's exemption | $394,400 Land $14,400 Building $380,000 | $394,400 Land $14,400 Building $380,000 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 695 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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