995 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 995 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1915
Lot Size	0.159 acres (6,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-21-0212`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-21-0212`
Alternative APNs	`8192669` `221845`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Family Room	Family Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	154 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	221845
Street Address	995 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUMLIS ADDITION LOT 5 BLK 1
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	KUMLIS ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	34500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 5TH ST E, SAINT PAUL, MN 55106-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 31, 2020
Property Address	995 5TH ST E, SAINT PAUL, MN 55106-5231
Document Number	0004804512
Instrument Date	Mar 20, 2020
Instrument	4804512
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 5TH ST E ST PAUL MN 551065231, ST PAUL, MN 55106-5231

Mortgage

Document Number	4804513
Date	Mar 31, 2020
Instrument	4804513

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,800 (-1.56%) Land $29,300 Building $217,500	$246,800 (-1.56%) Land $29,300 Building $217,500
2025	$3,790.00 (+14.5%) Homeowner's exemption	$250,700 (+11.13%) Land $29,300 Building $221,400	$250,700 (+11.13%) Land $29,300 Building $221,400
2023	$3,310.00 Homeowner's exemption	$225,600 Land $15,200 Building $210,400	$225,600 Land $15,200 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20