San Diego County property record for 9865 River Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,016 sqft · built 1976 |
| Lot Size | 0.422 acres (18,383 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Jun 1999) |
| Tax Bill | $4,060 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-210-14-00 |
| Primary APN | 405-210-14-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 18,383 sqft (0.422 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 9865 RIVER DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | SEC 13-15-3E PAR 34 PER LS 240 IN |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 13 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9865 RIVER DR, DESCANSO, CA 91916-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC |
| Feb 6, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 1999 · Amount on Record |
| Deed Sale | Jun 2, 1999 · Amount on Record |
| Deed Document Number | 1999382744 |
| Last Transfer Date | Feb 5, 2019 |
| Transfer Doc | 0000043495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9865 RIVER DR, DESCANSO, CA 91916-9789 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 9865 RIVER DR, DESCANSO, CA 91916-9789 |
| Document Number | 0000195511 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0195511 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 6, 2019 |
| Property Address | 9865 RIVER DR, DESCANSO, CA 91916-9789 |
| Document Number | 0000043495 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 43495 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9865 RIVER DR DESCANSO CA 919169789, DESCANSO, CA 91916-9789 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $382,368 (+2%) Land $83,527 Building $298,841 | |
| 2025 | $4,060.00 (+13.25%) Homeowner's exemption | $374,872 (+13.09%) Land $81,890 Building $292,982 |
| 2023 | $3,585.00 (-1.43%) Homeowner's exemption | $331,482 Land $78,711 Building $252,771 |
| 2022 | $3,637.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.8% of the US · above 98.7% of California |
|---|---|
| Wildfire Likelihood | 7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 75 / 20 |
5G (outdoors only) and 4G LTE
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