San Diego County property record for 9900 River Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,366 sqft · built 1988 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Apr 1991) |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 405-221-24-00 |
| Primary APN | 405-221-24-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft |
| View / Lot | Good |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 4052211000 |
|---|---|
| Street Address | 9900 RIVER DR |
| City | DESCANSO |
| State | CA |
| Zip | 91916-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 13-15-3E SEQ (EX ST)D75-279209 IN PAR 1&ALL PAR 2 PM 2311 IN |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 13 |
| Legal Subdivision | PARCEL MAP NO 2311 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9900 RIVER DR, DESCANSO, CA 91916-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 14, 2021 | Intrafamily Transfer, Transfer |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1991 · Amount on Record |
| Deed Sale | Apr 29, 1991 · Amount on Record |
| Prior Sale | May 28, 1987 · Amount on Record |
| Deed Document Number | 1991192946 |
| Last Transfer Date | Sep 17, 2021 |
| Transfer Doc | 0000717856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 14, 2021 |
| Property Address | 9900 RIVER DR, DESCANSO, CA 91916-9781 |
| Document Number | 0000717856 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0717856 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9900 RIVER DR, DESCANSO, CA 91916-9781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9900 RIVER DR, DESCANSO, CA 91916-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9900 RIVER DR, DESCANSO, CA 91916-9781 |
| Document Number | 0000504093 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-0504093 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $367,924 (+2%) Land $169,813 Building $198,111 | |
| 2025 | $3,907.00 (+4.16%) Homeowner's exemption | $360,711 (+4.04%) Land $166,484 Building $194,227 |
| 2023 | $3,751.00 (-1.42%) Homeowner's exemption | $346,706 Land $160,020 Building $186,686 |
| 2022 | $3,805.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 94% of California |
|---|---|
| Wildfire Likelihood | 6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 75 / 20 |
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