9827 River Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9827 River Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,481 sqft · built 1940
Lot Size	0.629 acres (27,420 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2010)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-210-17-00`

Property Details

APN / Parcel Number

Primary APN	`405-210-17-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,481 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	27,420 sqft (0.629 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	9827 RIVER DR
City	DESCANSO
State	CA
Zip	91916-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 13-15-3E PAR 31 & 32A AS PER LS 240 IN
Legal Range	03E
Legal Township	15
Legal Section	13
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1016
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9827 RIVER DR, DESCANSO, CA 91916-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Oct 28, 2009 · Amount on Record
Deed Document Number	2010218229
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9827 RIVER DR, DESCANSO, CA 91916-9789
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431459
Date	Sep 20, 2017
Instrument	2017-0431459

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9827 RIVER DR, DESCANSO, CA 91916-9789
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9827 RIVER DR, DESCANSO, CA 91916-9789

Mortgage

Document Number	0000237945
Date	Mar 26, 2021
Instrument	2021-0237945

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9827 RIVER DR, DESCANSO, CA 91916-9789
Document Number	0000065351
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9827 RIVER DR DESCANSO CA 919169789, DESCANSO, CA 91916-9789

Mortgage

Document Number	0000065351
Date	Feb 20, 2018
Instrument	65351

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2038

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,896 (+2%) Land $98,740 Building $171,156
2025	$2,862.00 (+4.19%) Homeowner's exemption	$264,604 (+4.04%) Land $96,804 Building $167,800
2023	$2,747.00 (-1.4%) Homeowner's exemption	$254,331 Land $93,046 Building $161,285
2022	$2,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.7% of California
Wildfire Likelihood	7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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