9817 River Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9817 River Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 778 sqft · built 1940
Lot Size	0.361 acres (15,735 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (May 2021)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-210-18-00`

Property Details

APN / Parcel Number

Primary APN	`405-210-18-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	778 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	15,735 sqft (0.361 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	9817 RIVER DR
City	DESCANSO
State	CA
Zip	91916-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 13-15-3E PAR 30 PER LS 240
Legal Range	03E
Legal Township	15
Legal Section	13
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1016
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9817 RIVER DR, DESCANSO, CA 91916-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TTL SAN DIEGO
Apr 21, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Deed Document Number	2021363155
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0000363154
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2021
Property Address	9817 RIVER DR, DESCANSO, CA 91916
Document Number	0000363155
Instrument Date	Apr 30, 2021
Instrument	2021-0363155
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9817 RIVER DR, DESCANSO, CA 91916

Mortgage

Document Number	0000363156
Date	May 11, 2021
Instrument	2021-0363156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2021
Property Address	9817 RIVER DR, DESCANSO, CA 91916
Document Number	0000363154
Instrument Date	Apr 30, 2021
Instrument	2021-0363154
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 676168, RANCHO SANTA FE, CA 92067-6168

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	9817 RIVER DR, DESCANSO, CA 91916
Document Number	0000309029
Instrument Date	Apr 14, 2021
Instrument	2021-0309029
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 676168, RANCHO SANTA FE, CA 92067-6168

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,998 (+2%) Land $331,223 Building $104,775
2025	$4,707.00 (+4.05%)	$427,450 (+4.04%) Land $324,729 Building $102,721
2023	$4,524.00 (+1.05%)	$410,853 Land $312,120 Building $98,733
2022	$4,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.7% of California
Wildfire Likelihood	7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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