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986 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 986 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 940 sqft · built 1946
Lot Size0.112 acres (4,880 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jan 2023)
Tax Bill$4,004 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-29-22-21-0138

Property Details

APN / Parcel Number

Primary APN28-29-22-21-0138
Alternative APNs
  • 8553035
  • 614727

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area940 sqft
Basement Area570 sqft
Finished Basement570 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,880 sqft (0.112 acres)
Lot Dimensions122 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number614727
Street Address986 ROSE AVE E
CitySAINT PAUL
StateMN
Zip55106-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTVILLE HEIGHTS LOT 4 BLK 6
Legal Range22
Legal Township29
Legal Section28
Legal SubdivisionEASTVILLE HEIGHTS
Legal Block6
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2006
Census Tract31100

Owner

986 Rose Ave E is owned and occupied by two individuals who bought it in January 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address986 ROSE AVE E, SAINT PAUL, MN 55106-2627
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2023 · Amount on File
Deed SaleJan 27, 2023 · Amount on File
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number20234978774
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 27, 2023
Property Address986 ROSE AVE E, SAINT PAUL, MN 55106-2627
Document Number0A04978774
Instrument DateJan 20, 2023
InstrumentA04978774
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address986 ROSE AVE E, SAINT PAUL, MN 55106-2627

Mortgage

Document Number0A04978775
DateJan 27, 2023
InstrumentA04978775
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 986 Rose Ave E was $4,004.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,300 Land $25,000 Building $258,300$283,300 Land $25,000 Building $258,300
2025$4,004.00
2023$3,536.00$240,100 Land $20,000 Building $220,100$240,100 Land $20,000 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 986 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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