985 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 985 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 968 sqft · built 1941
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Aug 2025)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0131`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0131`
Alternative APNs	`8556308` `618352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	812 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Game Room	Game Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	618352
Street Address	985 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 27 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	3
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31100

Owner

Source: Ramsey County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 ROSE AVE E, SAINT PAUL, MN 55106-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2019	Warranty Deed, Transfer · FHA Mortgage MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	20252799612
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 25, 2022
Property Address	985 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0T02737262
Instrument Date	Jul 22, 2022
Instrument	T02737262
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 71ST STREET N, SAINT PAUL, MN 55109

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 28, 2019
Property Address	985 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0002632540
Instrument Date	Dec 6, 2018
Instrument	2632540
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ENTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 ROSE AVE E ST PAUL MN 551062626, ST PAUL, MN 55106-2626

Mortgage

Document Number	2632541
Date	Jan 28, 2019
Instrument	2632541

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,400 (+11.58%) Land $25,000 Building $257,400	$282,400 (+11.58%) Land $25,000 Building $257,400
2025	$4,208.00 (+0.53%)
2023	$4,186.00 Homeowner's exemption	$253,100 Land $20,000 Building $233,100	$253,100 Land $20,000 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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