976 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 976 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,124 sqft · built 2021
Lot Size0.113 acres (4,913 sqft)
OwnerIndividual Name on File
Tax Bill$5,446 (2025)
Deeds & MortgagesDec 2021 Construction Loan
Aug 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-29-22-21-0218

Property Details

APN / Parcel Number

Primary APN28-29-22-21-0218

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,124 sqft Living Area
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area4,913 sqft (0.113 acres)
Lot Dimensions122 ft deep x 40 ft wide
Garage TypeDetached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address976 ROSE AVE E
CitySAINT PAUL
StateMN
Zip55106-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTVILLE HEIGHTS LOT 6 BLK 6
Legal Range22
Legal Township29
Legal Section28
Legal SubdivisionEASTVILLE HEIGHTS
Legal Block6
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2006
Census Tract31100

Owner

Source: Ramsey County records · APN 28-29-22-21-0218

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1862 CONWAY ST, SAINT PAUL, MN 55119-6272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Quit Claim Deed, Transfer · Construction Mortgage
LAKE AREA MORTGAGE
Aug 24, 2021Intrafamily Transfer, Transfer · Construction Mortgage
LAKE AREA MORTGAGE
Jun 21, 2021Quit Claim Deed, Subdivision Related Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 15, 2021
Transfer Doc0A04924752
Record UpdatedSep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateDec 16, 2021
Property Address976 ROSE AVE E, SAINT PAUL, MN 55106-2627
Document Number0A04924752
Instrument DateDec 15, 2021
InstrumentA04924752
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 CONWAY ST, SAINT PAUL, MN 55119-6272

Mortgage

Document Number0A04924753
DateDec 16, 2021
InstrumentA04924753
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term367 Months
DueJul 01, 2052

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAMSEY MN
Recording DateAug 24, 2021
Property Address976 ROSE AVE E, SAINT PAUL, MN 55106-2627
Document Number0A04903756
Instrument DateAug 23, 2021
InstrumentA04903756
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1862 CONWAY ST, SAINT PAUL, MN 55119-6272

Mortgage

Document Number0A04903758
DateAug 24, 2021
InstrumentA04903758
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term367 Months
DueMar 01, 2052

June 2021: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateJun 21, 2021
Property Address976 ROSE AVE E, SAINT PAUL, MN 55106-2627
Document Number0A04890896
Instrument DateJun 16, 2021
InstrumentA04890896
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 13, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1555 11TH AVE, NEWPORT, MN 55055-1650

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$344,400 (+2.47%) Land $25,000 Building $319,400$344,400 (+2.47%) Land $25,000 Building $319,400
2025$5,446.00 (+367.07%) Homeowner's exemption$336,100 (+29.27%) Land $25,000 Building $311,100$336,100 (+29.27%) Land $25,000 Building $311,100
2023$1,166.00 Homeowner's exemption$260,000 Land $20,000 Building $240,000$260,000 Land $20,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: LTD Broadband, T-Mobile USA, Verizon.

Based on FCC filings for 894 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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