995 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 995 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1922
Lot Size	0.109 acres (4,758 sqft)
Owner	2 Individual Names on File
Last Sale	$21,338 (Jan 2019)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0134`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0134`
Alternative APNs	`8104713` `557231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,758 sqft (0.109 acres)
Lot Dimensions	122 ft deep x 39 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	557231
Street Address	995 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 30 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	3
Legal Lot Number	30
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31100

Owner

995 Rose Ave E is owned and occupied by two individuals who bought it in January 2019.

Source: Ramsey County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 ROSE AVE E, SAINT PAUL, MN 55106-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 26, 2019	Warranty Deed, Transfer · FHA Mortgage KS STATEBANK
Jan 29, 2019	Quit Claim Deed, Construction Loan · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on File
Deed Sale	Jan 29, 2019 · Amount on File
Prior Sale	Apr 10, 2007 · Amount on File
Deed Document Number	20192632584
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	0002632584
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	995 ROSE AVE E, SAINT PAUL, MN 55106-2626
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02717165
Date	Nov 9, 2021
Instrument	T02717165

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 26, 2019
Property Address	995 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0002641580
Instrument Date	Jun 17, 2019
Instrument	2641580
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 ROSE AVE E ST PAUL MN 551062626, ST PAUL, MN 55106-2626

Mortgage

Document Number	2641581
Date	Jun 26, 2019
Instrument	2641581

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

January 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 29, 2019
Property Address	995 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0002632584
Instrument Date	Jan 23, 2019
Instrument	2632584
Transaction Type	Construction Loan
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$72.55
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6440 CORO 110 W MINNETRISTA MN 55364, MINNETRISTA, MN 55364

Mortgage

Document Number	2632585
Date	Jan 29, 2019
Instrument	2632585

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 995 Rose Ave E was $3,704 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,800 Land $25,000 Building $206,800	$231,800 Land $25,000 Building $206,800
2025	$3,704.00
2023	$3,694.00 Homeowner's exemption	$220,200 Land $20,000 Building $200,200	$220,200 Land $20,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 995 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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