985 Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 985 Valley Dr, Vista, CA 92084 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,402 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (1998)
Tax Bill	$5,473.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181-021-43-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,402 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	985 VALLEY DR
City	VISTA
State	CA
Zip	92084-7109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PAR D TR PM16758
Legal Subdivision	CITY OF VISTA
Legal Tract	16758
Legal Block	2
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	2
Census Block	2016
Census Tract	19602

Owner

Source: San Diego County records · APN 181-021-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	985 VALLEY DR, VISTA, CA 92084-7109
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 1998 · Amount on Record
Deed Sale	Jul 01, 1998 · Amount on Record
Prior Sale	May 31, 1996 · Amount on Record
Deed Doc Number	1998408197
Last Transfer Date	Jan 23, 2013
Transfer Doc	0000067871
Record Refreshed	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	985 VALLEY DR, VISTA, CA 92084-7109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594125
Date	Dec 19, 2017
Instrument	2017-0594125

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$431,725 (+2%) Land $143,903 Building $287,822
2025	$5,473.00 (+7.46%) Homeowner's exemption	$423,261 (+4.04%) Land $141,082 Building $282,179
2023	$5,093.00 (+0.26%) Homeowner's exemption	$406,827 Land $135,604 Building $271,223
2022	$5,080.00

Flood & Wildfire

985 Valley Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.