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905 Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 905 Valley Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,366 sqft · built 1945
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jan 2016)
Tax Bill$6,011 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN181-011-13-00

Property Details

APN / Parcel Number

Primary APN181-011-13-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,366 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area62,291 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address905 VALLEY DR
CityVISTA
StateCA
Zip92084-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-1
Legal DescriptionLOT 21 PAR PER ROS 12749 IN LOTS 18&19&IN TR 002171
Legal SubdivisionAVOCADO HEIGHTS
Legal Tract002171
Legal Block2
Legal Lot Number18-19
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2016
Census Tract19602

Owner

Source: San Diego County records · APN 181-011-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address905 VALLEY DR, VISTA, CA 92084-7109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 15, 2017Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2016 · Amount on Record
Deed SaleJan 05, 2016 · Amount on Record
Prior SaleMay 20, 2011 · Amount on Record
Deed Document Number20163261
Prior Transfer DateAug 11, 2015
Prior Transfer Doc0000486131
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address905 VALLEY DR, VISTA, CA 92084-7109
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 VALLEY DR, VISTA, CA 92084-7109

Mortgage

Document Number0000228164
DateAug 22, 2023
Instrument2023-0228164
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address905 VALLEY DR, VISTA, CA 92084-7109
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 VALLEY DR, VISTA, CA 92084-7109

Mortgage

Document Number0000467417
DateDec 14, 2022
Instrument2022-0467417
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address905 VALLEY DR, VISTA, CA 92084-7109
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 VALLEY DR, VISTA, CA 92084-7109

Mortgage

Document Number0000012708
DateJan 10, 2022
Instrument2022-0012708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address905 VALLEY DR, VISTA, CA 92084-7109
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 VALLEY DR, VISTA, CA 92084-7109

Mortgage

Document Number0000292800
DateApr 15, 2021
Instrument2021-0292800
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address905 VALLEY DR, VISTA, CA 92084-7109
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117482
DateMar 15, 2017
Instrument2017-0117482
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMar 31, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$634,133 (+19.04%) Land $417,531 Building $216,602
2025$6,011.00 (+8.68%) Homeowner's exemption$532,700 (+4.04%) Land $409,345 Building $123,355
2023$5,531.00 (+0.27%) Homeowner's exemption$512,016 Land $393,450 Building $118,566
2022$5,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 188 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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