El Dorado County property record for 985 Oak Terrace Rd, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,803 sqft · built 1973 |
| Lot Size | 1.88 acres (82,328 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-452-024-000 |
| Primary APN | 050-452-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Lot Area | 82,328 sqft |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,803 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 985 OAK TERRACE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R106 |
| Legal Description | POR L 39 NORTH RIDGE 2 |
| Legal Subdivision | NORTH RIDGE 2 |
| Legal Lot Number | 39 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 31100 |
985 Oak Terrace Rd is held in a trust since May 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 716, EL DORADO, CA 95623-0716 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 31, 2019 |
| Transfer Doc | 0000021307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 4, 2019 |
| Property Address | 985 OAK TERRACE RD, PLACERVILLE, CA 95667-3424 |
| Document Number | 0000021307 |
| Instrument Date | May 31, 2019 |
| Instrument | 21307 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 716 EL DORADO CA 956230716, EL DORADO, CA 95623-0716 |
The 2025 property tax bill for 985 Oak Terrace Rd was $1,128.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $105,474 (+2%) Land $14,092 Building $91,382 | |
| 2025 | $1,128.00 | $103,407 Land $13,816 Building $89,591 |
| 2023 | $1,092.00 (+1.39%) | $99,394 Land $13,281 Building $86,113 |
| 2022 | $1,077.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 985 Oak Terrace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 985 Oak Terrace Rd is very high, ranking above 94% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003 |
|---|---|
| Water Source | Purchased surface water from EL DORADO ID - MAIN |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures