962 Oak Terrace Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 962 Oak Terrace Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,456 sqft · built 1976
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Sep 2010)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-451-004-000`

Property Details

APN / Parcel Number

Primary APN	`050-451-004-000`
Alternative APNs	`05045104100` `0504510410`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	962 OAK TERRACE RD
City	PLACERVILLE
State	CA
Zip	95667-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 30 NORTH RIDGE 2
Legal Subdivision	NORTH RIDGE 2
Legal Lot Number	30
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2012
Census Tract	31100

Owner

962 Oak Terrace Rd is owned and occupied by two individuals who acquired it in July 2014.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	962 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEI MORTGAGE CORPORATION
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2010 · Amount on File
Deed Sale	Sep 15, 2010 · Amount on File
Prior Sale	Mar 16, 2001 · Amount on File
Deed Document Number	201043110
Last Transfer Date	Jul 25, 2014
Transfer Doc	0000030339
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	962 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 OAK TERRACE RD, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000067912
Date	Oct 28, 2021
Instrument	2021-0067912

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	962 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055928
Date	Dec 11, 2017
Instrument	2017-0055928

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	962 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL NORTHERN CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010580
Date	Mar 6, 2020
Instrument	2020-0010580

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 962 Oak Terrace Rd was $3,688 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,967 (+2%) Land $78,401 Building $283,566
2025	$3,688.00 Homeowner's exemption	$354,870 Land $76,864 Building $278,006
2023	$3,566.00 (+1.48%) Homeowner's exemption	$341,091 Land $73,880 Building $267,211
2022	$3,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 962 Oak Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 962 Oak Terrace Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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