948 Oak Terrace Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 948 Oak Terrace Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1989
Lot Size	0.43 acres (18,731 sqft)
Owner	Trust Name on File
Last Sale	$354,000 (Mar 2007)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-451-005-000`

Property Details

APN / Parcel Number

Primary APN	`050-451-005-000`
Alternative APNs	`05045105100` `0504510510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	948 OAK TERRACE RD
City	PLACERVILLE
State	CA
Zip	95667-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 31 NORTH RIDGE 2
Legal Subdivision	NORTH RIDGE 2
Legal Lot Number	31
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2012
Census Tract	31100

Owner

948 Oak Terrace Rd is owner-occupied and held in a trust since March 2015.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 6521, FOLSOM, CA 95763-6521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Aug 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2007 · Amount on File
Deed Sale	Mar 26, 2007 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Deed Document Number	200720017
Last Transfer Date	Mar 31, 2015
Transfer Doc	0000043566
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 21, 2020
Property Address	948 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000043568
Instrument Date	Aug 14, 2020
Instrument	43568
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	948 OAK TERRACE RD PLACERVILLE CA 956673425, PLACERVILLE, CA 95667-3425

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 21, 2020
Property Address	948 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000043566
Map Reference	MB C PG 90
Instrument Date	Mar 31, 2015
Instrument	2020-0043566
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	948 OAK TERRACE RD, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000043567
Date	Aug 21, 2020
Instrument	2020-0043567

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 948 Oak Terrace Rd was $5,056 with a homeowner's exemption, up 2.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,123 (+2%) Land $184,475 Building $310,648
2025	$5,056.00 (+2.2%) Homeowner's exemption	$485,415 Land $180,858 Building $304,557
2024	$4,947.00 (+1.21%)
2023	$4,888.00 (+1.45%) Homeowner's exemption	$466,568 Land $173,836 Building $292,732
2022	$4,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 948 Oak Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Oak Terrace Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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