El Dorado County property record for 980 Oak Terrace Rd, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,485 sqft · built 1972 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,500 (Jul 2016) |
| Tax Bill | $3,077 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-451-002-000 |
| Primary APN | 050-451-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,485 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 980 OAK TERRACE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R106 |
| Legal Description | L 28 NORTH RIDGE 2 |
| Legal Subdivision | NORTH RIDGE 2 |
| Legal Lot Number | 28 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31100 |
980 Oak Terrace Rd is owned and occupied by an individual who bought it in July 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 OAK TERRACE RD, PLACERVILLE, CA 95667-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2016 · Amount on File |
| Deed Sale | Jul 14, 2016 · Amount on File |
| Prior Sale | Jun 4, 2004 · Amount on File |
| Deed Document Number | 201632039 |
| Prior Transfer Date | Mar 10, 2000 |
| Prior Transfer Doc | 0000012462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 980 OAK TERRACE RD, PLACERVILLE, CA 95667-3425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 980 OAK TERRACE RD, PLACERVILLE, CA 95667-3425 |
| Document Number | 0000009738 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024-0009738 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 980 Oak Terrace Rd was $3,077 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $302,452 (+2%) Land $88,781 Building $213,671 | |
| 2025 | $3,077.00 Homeowner's exemption | $296,523 Land $87,041 Building $209,482 |
| 2023 | $2,975.00 (+1.5%) Homeowner's exemption | $285,011 Land $83,662 Building $201,349 |
| 2022 | $2,931.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 980 Oak Terrace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 Oak Terrace Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003 |
|---|---|
| Water Source | Purchased surface water from EL DORADO ID - MAIN |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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