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985 de Etta Dr, Troy, MI 48085 Property Records

Oakland County property record for 985 de Etta Dr, Troy, MI 48085 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1961
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Apr 2024)
Tax Bill$5,012 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-03-277-020

Property Details

APN / Parcel Number

Primary APN88-20-03-277-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Basement Area1,776 sqft
Unfinished Basement1,776 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions200 ft deep x 130 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area584 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address985 DE ETTA DR
CityTROY
StateMI
Zip48085-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 CLARK ESTATES LOT 49
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionCLARK ESTATES SUB
Legal Lot Number49
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1013
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-277-020

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1665 HUNTINGTON PARK, E, ROCHESTER HILLS, MI 48309-2206
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE 1 INCORPORATED
Apr 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleSep 28, 2016 · Amount on Record
Deed Document Number202447235
Deed Book / Page59319 / 349
Prior Transfer DateOct 16, 2007
Prior Transfer Doc0000223211
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 03, 2026
Property Address985 DE ETTA DR, TROY, MI 48085-1638
Document Number20260079318
Book / Page61258 / 339
Instrument DateMay 28, 2026
Instrument202679318
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number0000079318,
DateJun 03, 2026
Book Page61258/339
Instrument202679318
Lender
NameMORTGAGE 1 INCORPORATED
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address985 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedMay 20, 2024
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1665 HUNTINGTON PARK E, ROCHESTER HILLS, MI 48309-2206

Mortgage

Document Number0000047637
DateApr 30, 2024
Book Page59321/180
Instrument47637
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Address43456 MOUND RD, STERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address985 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number0000047874
DateFeb 23, 2021
Book Page55756/17
Instrument47874
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,012.00 (+29.34%)
2023$302,300
2022$3,875.00$151,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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