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964 de Etta Dr, Troy, MI 48085 Property Records

Oakland County property record for 964 de Etta Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 950 sqft · built 1957
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$2,145 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-03-278-011

Property Details

APN / Parcel Number

Primary APN88-20-03-278-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
Basement Area950 sqft
Unfinished Basement950 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAsbestos
Foundation TypeNo Foundation
Roof TypeHip
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions249 ft deep x 80 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address964 DE ETTA DR
CityTROY
StateMI
Zip48085-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 3 CLARK ESTATES LOT 29
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionCLARK ESTATES SUB
Legal Lot Number29
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1013
Census Tract196200

Owner

Source: Oakland County assessment roll, APN 88-20-03-278-011, as of January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address964 DE ETTA DR, TROY, MI 48085-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Feb 08, 2019Deed of Trust, Mortgage · VA Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address964 DE ETTA DR, TROY, MI 48085-1636
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address964 DE ETTA DR, TROY, MI 48085-1636

Mortgage

Document Number0000269812
DateDec 08, 2021
Book Page57152/30
Instrument269812
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address964 DE ETTA DR, TROY, MI 48085-1636
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019448
DateFeb 08, 2019
Book Page52567/00215
Instrument019448
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll as of January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,145.00 (-3.9%)
2023$208,760
2022$2,232.00$104,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 201 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006690, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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