965 de Etta Dr, Troy, MI 48085 Property Records

Oakland County property record for 965 de Etta Dr, Troy, MI 48085 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage924 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
Garage360 sqft
OccupancyOwner Occupied
Tax Bill$2,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN88-20-03-277-019

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area924 sqft Living Area
1st Floor924 sqft 1st Floor
Basement Area924 sqft Basement
Unfinished Basement924 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Lot Area20,038 sqft (0.46 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area360 sqft Garage
Deck Area64 sqft Deck
Patio Area64 sqft Patio
Porch Area58 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address965 DE ETTA DR
CityTROY
StateMI
Zip48085-1638
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 CLARK ESTATES LOT 48
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionCLARK ESTATES SUB
Legal Lot Number48
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1013
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-277-019

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address965 DE ETTA DR, TROY, MI 48085-1638
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 07, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Mar 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Mar 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Aug 12, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 05, 2006
Transfer Doc0000292464
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address965 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number20260003831
DateJan 09, 2026
Book Page60859/651
Instrument20260003831
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 15, 2036

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address965 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number0000363355
DateApr 07, 2022
Book Page57666/501
Instrument363355
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address965 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number0000347371
DateMar 22, 2022
Book Page57605/795
Instrument347371
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address965 DE ETTA DR, TROY, MI 48085-1638
Transaction TypeMortgage
Record UpdatedApr 08, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 DE ETTA DR, TROY, MI 48085-1638

Mortgage

Document Number0000065157
DateMar 12, 2021
Book Page55871/201
Instrument65157
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address965 DE ETTA DR, TROY, MI 48085-1638
Document Number0000133514
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedSep 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address965 DE ETTA DR TROY MI 480851638, TROY, MI 48085-1638

Mortgage

Document Number0000133514
DateAug 20, 2019
Book Page053151/000412
Instrument133514
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,373.00 (-3.85%)
2023$201,340
2022$2,468.00$100,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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