Oakland County property record for 937 de Etta Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 1958 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2023) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-03-277-017 |
| Primary APN | 88-20-03-277-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Basement Area | 1,794 sqft |
| Unfinished Basement | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 691 sqft |
| Patio Area | 691 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 937 DE ETTA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 3 CLARK ESTATES LOT 46 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | CLARK ESTATES |
| Legal Lot Number | 46 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 196200 |
Source: Oakland County records · APN 88-20-03-277-017
Assessment roll updated February 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 14, 2020 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| May 02, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Apr 06, 2023 · Amount on Record |
| Deed Document Number | 2023117533 |
| Deed Book / Page | 58968 / 9 |
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 0000082314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Title Company | NOT AVAILABLE, JCT |
| Name | Verified Name |
|---|---|
| Address | 13251 S GOLDEN MEADOW DR, PLAINFIELD, IL 60585-8705 |
| Document Number | 0000118849 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 58975/112 |
| Instrument | 118849 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 26, 2023 |
| Property Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Document Number | 0000117533 |
| Book / Page | 58968 / 9 |
| Map Reference | LB 69 PG 9 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 117533 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | JCT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 741 BAKER ST, ROCHESTER HILLS, MI 48307-4204 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Document Number | 0058975112 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 58975/112 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 06, 2023 |
| Property Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Document Number | 0000032946 |
| Book / Page | 58521 / 263 |
| Map Reference | LB 69 PG 9 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 32946 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Name | Verified Name |
|---|---|
| Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Document Number | 0000029701 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 58502/555 |
| Instrument | 29701 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.87% |
| Type Change Date | Apr 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 14.8% |
| Index | Other |
| Margin | 4 |
| Max Rate | 14.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000094749 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 54214/673 |
| Instrument | 94749 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 709 Months |
| Due | Jun 01, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Jun 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 937 DE ETTA DR, TROY, MI 48085-1638 |
| Document Number | 0000094750 |
| Instrument Date | May 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 937 DE ETTA DR TROY MI 480851638, TROY, MI 48085-1638 |
| Document Number | 0000094750 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 054214/000689 |
| Instrument | 94750 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 708 Months |
| Due | May 13, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,935.00 (+83.66%) | ||
| 2023 | $281,280 | ||
| 2022 | $2,687.00 | $140,640 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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