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985 Beach Rd, Sanibel, FL 33957 Property Records

Lee County property record for 985 Beach Rd, Sanibel, FL 33957

Property Summary

Property TypeDuplex
Details1 bd · 1 ba · 629 sqft · built 1962
Lot Size0.023 acres (1,002 sqft)
Owner2 Individual Names on Record
Tax Bill$1,358 (2025)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN19-46-23-T3-01400.002A

Property Details

APN / Parcel Number

Primary APN19-46-23-T3-01400.002A
Alternative APNs
  • 231946T301400002A
  • 10555056

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area629 sqft Living Area
Gross Area762 sqft
1st Floor Area533 sqft
Utility Area37 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1986
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area1,002 sqft (0.023 acres)
PorchFlorida Room
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10555056
Street Address985 BEACH RD
CitySANIBEL
StateFL
Zip33957-6925
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOMMUNITY HOUSING + RESOURCES INC MINOR SUBDIVISION AT BEACH ROAD DESC IN INST# 2010000177417 UNIT 2A
Legal Range23E
Legal Township46S
Legal Section19
Legal SubdivisionSANIBEL CENTER PERIWINKLE WAY
Legal TractT3
Legal Block4
Legal Unit2A
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group4
Census Block4000
Census Tract80202

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address985 BEACH RD, SANIBEL, FL 33957-6925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address985 BEACH RD, SANIBEL, FL 33957-6925
Document Number0000250678
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 BEACH RD SANIBEL FL 339576925, SANIBEL, FL 33957-6925

Mortgage

Document Number0000250678
DateOct 23, 2018
Instrument250678
Lender
NameSANIBEL CAPTIVA CMNTY BK
TypeBank
AddressSANIBEL, FL 33957
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,193 (+2.7%)$100,218 (+1.92%) Land $9,000 Building $91,218
2025$1,358.00 (+18.81%) Homeowner's exemption$97,559 (+5.99%)$98,329 (+3.99%) Land $9,000 Building $89,329
2023$1,143.00 (+0.53%) Homeowner's exemption$92,049 (+3%)$94,554 (+2.04%) Land $9,000 Building $85,554
2022$1,137.00 Homeowner's exemption$89,368$92,666 Land $9,000 Building $83,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies284 units insured
incl. 6 condo units
Nearby Flood Claims565 (1978–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 71 claims
  • Hurricane Ian, Sep 2022 · 175 claims
  • Hurricane Ian, Sep 2022 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, CenturyLink, Verizon.

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