967 Beach Rd, Sanibel, FL 33957 Property Records

Lee County property record for 967 Beach Rd, Sanibel, FL 33957

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,686 sqft · built 1991
Lot Size	0.056 acres (2,448 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2021)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-46-23-T3-00009.0100`

Property Details

APN / Parcel Number

Primary APN	`19-46-23-T3-00009.0100`
Alternative APNs	`231946T3000090100` `10125324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,686 sqft Living Area
Gross Area	3,077 sqft
1st Floor Area	977 sqft
Upper Floors Area	725 sqft
Basement Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,448 sqft (0.056 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	200 sqft
Patio Area	450 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10125324
Street Address	967 BEACH RD
City	SANIBEL
State	FL
Zip	33957-6908
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PARL IN SE 1/4 OF SE 1/4 AS DESC IN OR 2241/2701 AKA AS PT OF 1
Legal Range	23E
Legal Township	46S
Legal Section	19
Legal Subdivision	SANIBEL CENTER PERIWINKLE WAY
Legal Tract	T3
Legal Block	4
Legal Lot Number	A
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	4
Census Block	4000
Census Tract	80202

Owner

967 Beach Rd, a duplex, is owned and occupied by an individual who bought it in May 2021.

Source: Lee County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	922 MAIN ST, SANIBEL, FL 33957-4530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Apr 8, 2013 · Amount on File
Deed Document Number	2021152779
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000096223
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	967 BEACH RD, SANIBEL, FL 33957-6908
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305693
Date	Sep 18, 2023
Instrument	2023000305693

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 10, 2021
Property Address	967 BEACH RD, SANIBEL, FL 33957-6908
Document Number	0000152779
Instrument Date	May 7, 2021
Instrument	2021000152779
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 KNOBCONE DR UNIT 304, 431, LOVELAND, CO 80538-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MAIN ST, SANIBEL, FL 33957-4530

Mortgage

Document Number	0000152780
Date	May 10, 2021
Instrument	2021000152780

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	10.3%
Type Change Date	Jun 1, 2024
Min Rate At Change	5.25%
Max Rate At Change	7.37%
Margin	1
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 967 Beach Rd was $5,434 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,279 (+2.7%)	$477,526 (+23.44%) Land $147,002 Building $330,524
2025	$5,434.00 Homeowner's exemption	$386,834 Land $41,732 Building $345,102	$386,834 Land $41,732 Building $345,102
2023	$9,246.00 (+7.44%) Homeowner's exemption	$655,824 (+3%)	$896,917 (+40.86%) Land $220,780 Building $676,137
2022	$8,606.00 Homeowner's exemption	$636,722 Land $115,615 Building $521,107	$636,722 Land $115,615 Building $521,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 967 Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 278 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	284 units insured incl. 6 condo units
Nearby Flood Claims	565 (1978–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 71 claims Hurricane Ian, Sep 2022 · 175 claims Hurricane Ian, Sep 2022 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 967 Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink, Verizon.

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