984 Union Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 984 Union Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1924
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04113-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-04113-0000-00005`
Alternative APN	`190411300005`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	984 UNION TER
City	UNION
State	NJ
Zip	07083-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 2 LOTS 66 & 67
Legal Subdivision	MOUNTAINVIEW
Legal Block	4113
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	33000

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	984 UNION TER, UNION, NJ 07083-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 1982
Deed Sale	Feb 25, 1982
Deed Book / Page	3280 / 387
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 1, 2026
Property Address	984 UNION TER, UNION, NJ 07083-6932
Document Number	0000090887
Book / Page	15781 / 2357
Instrument Date	Jan 30, 2026
Instrument	202690887
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090887,
Date	Apr 1, 2026
Book Page	15781/2357
Instrument	202690887

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.15%
Max Rate	-1%

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,600 (-) Land $20,900 Building $22,700	$43,600 (-) Land $20,900 Building $22,700
2025	$10,169.00 (+4.35%)	$43,600 (-) Land $20,900 Building $22,700	$43,600 (-) Land $20,900 Building $22,700
2024	$9,745.00 (+6.86%)
2023		$43,600 Land $20,900 Building $22,700	$43,600 Land $20,900 Building $22,700
2022	$9,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2007)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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