972 Union Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 972 Union Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1930
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$507,000 (Jan 2022)
Tax Bill	$10,869 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04113-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-04113-0000-00008`
Alternative APN	`190411300008`

Interior

Stories	2 Stories
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	972 UNION TER
City	UNION
State	NJ
Zip	07083-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAINVIEW
Legal Block	4113
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	33000

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 UNION TER, UNION, NJ 07083-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	202213677
Deed Book / Page	6446 / 2805
Record Updated	Oct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jan 11, 2022
Property Address	972 UNION TER, UNION, NJ 07083-6932
Document Number	0064462805
Book / Page	6446 / 2805
Instrument Date	Nov 15, 2021
Instrument	13677
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	NOT AVAILABLE, NJ WORLD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,955.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 ANDRESS TER, 588, UNION, NJ 07083-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 UNION TER, UNION, NJ 07083-6932

Mortgage

Document Number	0000029087
Date	Jan 11, 2022
Instrument	29087

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,600 (-) Land $20,900 Building $25,700	$46,600 (-) Land $20,900 Building $25,700
2025	$10,869.00 (+4.35%)	$46,600 (-) Land $20,900 Building $25,700	$46,600 (-) Land $20,900 Building $25,700
2024	$10,416.00 (+6.87%)
2023		$46,600 Land $20,900 Building $25,700	$46,600 Land $20,900 Building $25,700
2022	$9,746.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2007)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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