Union County and Union Township property record for 981 Union Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1920 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Aug 2000) |
| Tax Bill | $8,443 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02901-0000-00004 |
| Primary APN | 19-02901-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 125 ft deep x 33 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 981 UNION TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2901 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 33000 |
981 Union Ter is owned and occupied by two individuals who bought it in August 2000.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 UNION TER, UNION, NJ 07083-6931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2000 · Amount on File |
| Deed Sale | Aug 16, 2000 · Amount on File |
| Deed Document Number | 200084342 |
| Deed Book / Page | 5011 / 26 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 981 Union Ter was $8,443, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,200 (-) Land $15,400 Building $20,800 | $36,200 (-) Land $15,400 Building $20,800 | |
| 2025 | $8,443.00 (+4.35%) | $36,200 Land $15,400 Building $20,800 | $36,200 Land $15,400 Building $20,800 |
| 2024 | $8,091.00 | ||
| 2023 | $36,200 Land $15,400 Building $20,800 | $36,200 Land $15,400 Building $20,800 | |
| 2022 | $7,571.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 981 Union Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2007) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 981 Union Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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