979 Union Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 979 Union Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,312 sqft · built 1926
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Jun 2006)
Tax Bill	$15,300 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02901-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-02901-0000-00005`
Alternative APN	`190290100005`

Interior

Stories	2 Stories
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	979 UNION TER
City	UNION
State	NJ
Zip	07083-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN VIEW
Legal Block	2901
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	33000

Owner

979 Union Ter is owned and occupied by an individual who acquired it in June 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	979 UNION TER, UNION, NJ 07083-6931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Intrafamily Transfer, Transfer
May 15, 2017	Quit Claim Deed, Mortgage · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2006 · Amount on File
Deed Sale	Jun 7, 2006 · Amount on File
Deed Book / Page	5585 / 990
Last Transfer Date	Jun 29, 2021
Transfer Doc	0064210271
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jul 16, 2021
Property Address	979 UNION TER, UNION, NJ 07083-6931
Document Number	0064210271
Book / Page	6421 / 271
Instrument Date	Jun 29, 2021
Instrument	7051
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 UNION TER, 979, UNION, NJ 07083-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 UNION TER, UNION, NJ 07083-6931

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	May 15, 2017
Property Address	979 UNION TER, UNION, NJ 07083-6931
Document Number	0061872095
Book / Page	006187 / 002095
Instrument Date	Oct 26, 2016
Instrument	286388
Transaction Type	Mortgage
Record Updated	May 26, 2017
Title Company	AMERISTAR INFORMATION NETWORK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	979 UNION TER UNION NJ 070836931, UNION, NJ 07083-6931

Mortgage

Document Number	142702012
Date	May 15, 2017
Book Page	014270/002012
Instrument	640324

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 979 Union Ter was $15,300, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,600 (-) Land $21,100 Building $44,500	$65,600 (-) Land $21,100 Building $44,500
2025	$15,300.00 (+4.35%)	$65,600 Land $21,100 Building $44,500	$65,600 Land $21,100 Building $44,500
2024	$14,662.00
2023		$65,600 Land $21,100 Building $44,500	$65,600 Land $21,100 Building $44,500
2022	$13,720.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 979 Union Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2007)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 979 Union Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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