Westmoreland County property record for 984 Shore Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.769 acres (33,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jun 2024) |
| Tax Bill | $1,526 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 6B-3-A-3 |
| Primary APN | 6B-3-A-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 33,516 sqft (0.769 acres) |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16766 |
|---|---|
| Street Address | 984 SHORE DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | WESTMORELAND SHORES LOT 3 BK A SEC 3DB 980 PG 1312 |
| Legal Subdivision | WESTMORELAND SHORES |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 10401 |
984 Shore Dr is owned by two individuals who bought it in June 2024.
Source: Westmoreland County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4925 KING SOLOMON DR, ANNANDALE, VA 22003-4045 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| May 17, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Deed Document Number | 20241857 |
| Deed Book / Page | 980 / 1312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 984 SHORE DR, COLONIAL BEACH, VA 22443-4330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4925 KING SOLOMON DR, ANNANDALE, VA 22003-4045 |
| Document Number | 01001/2579 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1001/2579 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | May 17, 2023 |
| Property Address | 984 SHORE DR, COLONIAL BEACH, VA 22443-4330 |
| Document Number | 0009671130 |
| Instrument Date | May 10, 2023 |
| Instrument | 09671130 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 PLANK RD STE 220, 220, FREDERICKSBURG, VA 22407-4807 |
The 2025 property tax bill for 984 Shore Dr was $1,526.
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,526.00 | $224,500 Land $68,300 Building $156,200 | $224,500 Land $68,300 Building $156,200 |
| 2023 | $850.00 | $137,100 Land $68,300 Building $68,800 | $137,100 Land $68,300 Building $68,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 984 Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 984 Shore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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