Westmoreland County property record for 881 Shore Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,344 sqft · built 1965 |
| Owner | Individual Name on Record |
| Last Sale | $403,000 (Dec 2024) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Nov 2018 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6B-2-C-20 |
| Primary APN | 6B-2-C-20 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16174 |
|---|---|
| Old Parcel Number | 6B-2-C-20 |
| Street Address | 881 SHORE DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | WESTMORELAND SHORES LOT 20 BK C SEC 2DB 986 PG 301 |
| Legal Subdivision | WESTMORELAND SHORES |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Warranty Deed, Transfer LEGACYHOUSE TITLE |
| Nov 5, 2018 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Jun 18, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 31, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on Record |
| Deed Sale | Dec 4, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2024 · Amount on Record |
| Deed Document Number | 09860301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Feb 26, 2024 |
| Property Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Document Number | 0009761521 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 09761521 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7109 SPRINGBROOK TER, SPOTSYLVANIA, VA 22553-7647 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0009130142 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 09130142 |
| Name | LIVE WELL FINANCIAL INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 18, 2018 |
| Property Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Document Number | 0009080814 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 9080814 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Document Number | 0009080816 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 9080816 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jul 31, 2017 |
| Property Address | 881 SHORE DR, COLONIAL BEACH, VA 22443-4336 |
| Document Number | 0008971707 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 8971707 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | FOOTE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 BANCROFT AVE, COLONIAL BEACH, VA 22443-2844 |
| Document Number | 0008971709 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 8971709 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 (+55.4%) | $243,500 (+41.65%) Land $35,100 Building $208,400 | $243,500 (+41.65%) Land $35,100 Building $208,400 |
| 2023 | $1,065.00 | $171,900 Land $35,100 Building $136,800 | $171,900 Land $35,100 Building $136,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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