845 Shore Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 845 Shore Dr, Colonial Beach, VA 22443 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 2017
Lot Size	0.234 acres (10,197 sqft)
Owner	Company Name on File
Last Sale	$165,000 (May 2021)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6B-2-C-21`

Property Details

APN / Parcel Number

Primary APN	`6B-2-C-21`
Alternative APN	`16787`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,197 sqft (0.234 acres)
Porch	Slab
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16787
Street Address	845 SHORE DR
City	COLONIAL BEACH
State	VA
Zip	22443-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMORELAND SHORES LOT 21 BK C SEC 2DB 965 PG 1252
Legal Subdivision	WESTMORELAND SHORE
Legal Block	C
Legal Lot Number	21
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2029
Census Tract	10401

Owner

Source: Westmoreland County records · APN 6B-2-C-21

Assessment roll updated January 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2003 PLANK RD, FREDERICKSBURG, VA 22401-5103
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Gift Deed, Transfer
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 04, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Jul 17, 2017	Deed of Trust, Mortgage · ARM VIRGINIA PARTNERS BANK
Jun 06, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 06, 2017 · Amount on Record
Deed Document Number	20219433014
Last Transfer Date	Feb 24, 2023
Transfer Doc	0965001252
Record Updated	Sep 20, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 23, 2023
Property Address	845 SHORE DR, COLONIAL BEACH, VA 22443-4311
Document Number	0009651252
Instrument Date	Feb 24, 2023
Instrument	09651252
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 PLANK RD # 1170, 1170, FREDERICKSBURG, VA 22401-5103

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 28, 2021
Property Address	845 SHORE DR, COLONIAL BEACH, VA 22443-4311
Document Number	09433014
Instrument Date	May 26, 2021
Instrument	09433014
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 SPRINGBROOK TER, SPOTSYLVANIA, VA 22553-7647

Mortgage

Document Number	09433016
Date	May 28, 2021
Instrument	09433016

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	845 SHORE DR, COLONIAL BEACH, VA 22443-4311
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09170058
Date	Mar 04, 2019
Instrument	09170058

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	845 SHORE DR, COLONIAL BEACH, VA 22443-4311
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	GUARANTY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8970974
Date	Jul 17, 2017
Instrument	8970974

Lender

Name	VIRGINIA PARTNERS BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2023

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 06, 2017
Property Address	845 SHORE DR, COLONIAL BEACH, VA 22443-4311
Document Number	0008960220
Instrument Date	May 23, 2017
Instrument	8960220
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 31604, HENRICO, VA 23294-1604

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated January 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00 (+9.64%)	$184,100 (-) Land $35,100 Building $149,000	$184,100 (-) Land $35,100 Building $149,000
2023	$1,141.00	$184,100 Land $35,100 Building $149,000	$184,100 Land $35,100 Building $149,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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